Yes, authorized users still receive those coverages. Amex Platinum card authorized users which come with more benefits like lounge access cost $175 per year for the first 3 authorized users. For rates and fees of The Business Platinum Card from American Express, clickhere. An authorized user is an additional cardholder added to an individuals existing credit card account. Capital One Venture X Rewards Credit Card. Upgraded Points. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. Note that if you are an authorized user, you will need to contact . Note that authorized users on the Amex Platinum must be at least 13 years old. Compare the cost in points or miles to cash, and see which option is best. Sign up for our daily newsletter and check out our beginner's guide. This is to ensure that credit hasnt already been tapped by an authorized user. Delta SkyClub Access (When Flying Delta): Yes. How to Add an American Express Platinum card Authorized User Online Log in to your American Express Platinum card account. There are many reasons why you'd want to add authorized users to your travel credit cards. We want a card that has a lot of travel benefits but also a card that we can use for dining and groceries. "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. The AMEX Platinum Reserve normally carries an income requirement of $150,000 per year and an annual fee of $535. Its optional to add your authorized users Social Security number when applying for the card, but must be provided to American Express within 6 months of becoming an authorized user. For an explanation of our Advertising Policy, visit. 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . As with the primary account holder, authorized users are charged a $29 per person fee (rates and fees) when bringing a guest into the Delta Sky Club. You can also add up to 99 Gold Card authorized users at no additional cost (more on that below). The following links will direct you to the rates and fees for mentioned American Express Cards. Totally worth the $175 for us. Totally worth it. The Platinum Card from American Express is one of the most benefits-rich credit cards on the market . These include: The Business Platinum Card from American Express (Rates & Fees), and The Platinum Card from American Express (Rates & Fees). However, after you have been an authorized user on her card for 90 days, points may be transferred to your frequent flyer program account. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. For one, authorized users get the full suite of airport lounge access perks, which Id argue are the best offered by any premium credit card. Additional Platinum cardholders receive complimentary Hertz Gold Plus Rewards President's Circle, Avis Preferred Plus and National Emerald Club Executive Elite status. Reimbursement for Global Entry or TSA PreCheck Every 5 Years, 12. When an amex platinum authorized user travels alone, can she bring in any additional guest to a priority pass lounge? Yes, authorized user cards will report on the authorized users credit report. Note that your authorized users cannot access the up to $200 in Uber Cashas this credit is tied to your personal Uber account. But remember: only add someone you trust to your card because in the end, youre liable for their purchases. However, the total amount of statement credits for eligible purchases will not exceed $189 on the Card Account per calendar year.. Hi Terry. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. Authorized users do not receive most statement credits for specific purchases. Aspire Lounges Locations, Hours & More [Includes Map]. Find the right card for you. Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. Unlike most credit cards, the Amex Platinum card comes with a $175 annual fee for authorized users. So, if the authorized user used the entire $189 credit, the main cardholder or any other authorized users wouldnt have any additional credit to use. The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (seerates and fees). Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. Click on "Add Someone to Account" under the "Manage Additional Card Members" menu. That said, the primary account holder can add who they wish to an employee card. Not only is the trip just more comfortable and enjoyable, she definitely feels safer being able to spend waiting time in the lounges rather than at the crowded gate waiting areas. Platinum au cards have annual fee: for up to 3 platinum au cards, the total annual fee is $175. Additional cardholders after the first 3 will cost you $175 each. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. Check here before booking an award fare. Hi Nancy. It will NOT be published. After all, its all going on the same bill right? However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. It only costs $175 to add up three authorized users to the Platinum Card and they get a lot of the key perks . 3X miles at hotels. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. You'll earn 5 points per dollar on prepaid Hotel Collection stays, and on an eligible stay of two nights or longer, you'll also get an up to $100 hotel credit to spend on qualifying dining, spa, and resort activities and a room upgrade upon arrival (if available). As you might expect, the moral of the story is to ideally add authorized users to the personal version of the Amex Platinum, rather than the business version (though I get thats complicated, depending on your needs). The Amex Platinum card does not offer a free baggage benefit. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Amex Platinum authorized user fees You can add up to three authorized users for $175. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). For more information on our advertisers, see here. You'll then be able to order Gold cards for authorized users for no additional fee (see rates and fees ). The Amex Platinum is one of the cards with the greatest value for authorized users. This works with no fee Green and Gold authorized user cards too. For a total of $175 per year you can add three authorized users to the personal version of the card, and theyll receive all the amazing lounge access perks of the primary cardmember, and more. See our Advertiser Disclosurefor more details. 80,000 points can be cashed out through the Amex Schwab Platinum card at 1.1 cents per point, making 80,000 Amex worth $880 cash. I remember coming across it one time in my last 3 or 4 years, and I shop almost exclusively online. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. American Express Gold Card. Thanks. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? In most cases, authorized users are spouses or children. With this in mind, make sure you only add authorized users that you trust. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. American Express Global Lounge Collection. Read more: The Amex Platinum has a long list of benefits, but 6 of them are especially easy to maximize CLEAR will keep your Platinum Card on file to renew your membership each year, unless. Do additional users get the same benefits as the primary user card? Most helpful comments ( as chosen by the OMAAT community ). . . The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. Does the Amex Platinum card for authorized users offer Rental Car Insurance coverage? Youll end up on a page that asks whether youd like to add another authorized user as an Amex Gold card or an Amex Platinum cardmember. Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. - Alex & Erin. In fact, you'd almost make up the $175 annual fee for three additional cardholders with just five visits to Delta SkyClubs across the year -- and this doesn't even factor in any usage that the authorized users would get when traveling alone. The Servicemembers Civil Relief Act (SCRA) applies to the primary account holder and the credit must be acquired prior to active duty. if I add a user 6 months after paying the main fee, is the AU fee prorated until the next renewal? In addition, as an Amazon Associate we earn from qualifying purchases. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. Build Credit History Related: Your ultimate guide to the American Express Fine Hotels & Resorts program. Lets have a look at all you need to know. Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. However, even some of these aren't totally black and white. While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. From unrivaled lounge access to a free membership in Global Entry or TSA PreCheck, the American Express Platinum card has the richest set of travel perks on the market. I understand that guest access to the Centurion Lounge is still available if you spend at least $75,000 on the American Express Platinum Card, correct? The authorized user is honestly one of the best features of the Amex Platinum. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. The Amex Platinum card is a great way to build up your Membership Rewards balance. Note that you don't have to enter their Social Security number or date of birth, but Amex requires that you or the additional cardholder add this information within 60 days of when the card is issued or the card will be canceled. All of the great perks that come with the American Express Platinum Card are included, as well as a free authorized user. Enter the user's full name, Social Security number, and date of birth. (The current public offer is 80,000 points.). Does anyone know how the fee works if you add it in the middle of the year? Blue Cash Preferred. The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Youll also earn an additional welcome bonus as well if you meet the minimum spend requirement! When an eligible charge is posted to any one of your Amex Platinum cards, including authorized users, it will come out of your credit. Amex Platinum Authorized User Benefits and Fees Like all American Express Cards, the Platinum Card allows you to add Additional Card Members, commonly known as " authorized users ," to your account. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The Platinum Card from American Express. On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user.
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