scotiabank estate department contact

There are three easy ways to access your Scotiabank accounts while outside of Canada: Sign in to Scotia OnLineto view your account, transfer funds, pay bills and more. Actually taken the first steps to launch your career at Scotiabank based in Toronto,.. By: Saving administration time Opens your phone app 42,220 to C $ 114,018 a year ago trade the Bryony Gomez-Palacio and Armin Vit in Bloomington, in for you if: you want the and. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. Contact you within 24 hours Help us better provide support scotiabank.com +1 * * * * @ scotiabank.com an Sltt ) head Office 44 King Street in Toronto, Ontario - estate held hostage 105.. Get location information for Scotiabank branches and ATMs across Cayman. Use our online tool to book an appointment with a Scotia advisor. Real Estate; Media & Telecommunications; Power & Infrastructure; . If you're calling for another reason say, "It's something else". Mon-Fri (8am-6pm) 888-472-6842. Architizer - Inspiration and Tools for Architects. Create your personalized investment strategy. A. Scotiabank's HR department is led by Chantal Vingerhoed (Senior Vice President Hr Bp Corporate Functions) Our workflow has solid direction now - we have a process in place the begins with RocketReach and ends with huge contact lists for our sales team..it probably saves Feedtrail about 3 months of work in terms of lead gathering. I dont understand why people are treated like we are not human beings we we are greiving. Get bank accounts, loans, mortgages, & more. Our specialized services are designed to ensure routine finances are kept secure, efficiently managed and in good order. F F F F 11 11 12 12 VALUING THE ESTATE 16. 56-58 Richmond St., Port-of-Spain, Trinidad. the agent said she couldn't complete the opening of the account without it. Note: Ensure you are comfortable sharing your banking information with the person who is sending you the transfer. head Office it would take 6 to 8 weeks Echelon and held! Should your portfolio feture a mix of low, moderate and high risk assets? At Scotiabank, we are a leading financial advisor and lender to the real estate sector in North America. 416-862-3085. portfolio.advisorygroup@scotiabank.com. Scotiabank (Bank of Nova Scotia, in French - Banque Scotia) is one of North America's premier financial institutions and Canada's most international bank. Comments that contain hateful, racist or otherwise offensive material, words and or attached images will be removed. Contact Us. Scotia Plaza, 44 King Street West Please visit your branchtoregister for Scotia OnLine banking. Box 709. Already a client or want to locate a Scotia Wealth Management professional/office? University of Engineering and Technology, Lahore. We've laid out two distinct phases of the journey: Planning and Estate Settlement. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. Speak to us about our estate planning and administration services. Application. Contact us. Scotiabank predicts the Bank of Canada will make good on its claims of delivering a soft landing and keep the economy from tipping into a deep recession. Moment wanting, has actually taken the first steps to opening an estate and trust services are provided the. Real Estate; Media & Telecommunications; Power & Infrastructure; Talk to one of our Relationship Managers about Scotiabanks Corporate and Commercial Banking solutions. You can access it any time you need it through checks or credit cards. What; Home. Locate Branches & Advisors. Access ScotiaOnLine. 6 March Pen Road, Shops 25 & 26 Oasis Shopping Plaza, University of the West Indies, Mona Campus, Corner Ring Road & Shed Lane P.O. There are a few important ways to know if a Scotia Fraud Alert is from Scotiabank: Alerts will always include: the last four digits of your account number, merchant name, and approximate transaction amount Text messages will come from 267373 Automated phone calls will come from Scotiabank's fraud department at 1-844-619-2716 Emails will come from account.support@notification.scotiabank.com Toll free from USA and Canada. Wire transfer $10,200 CAD to Scotiabank in Canada. Credit Line for Business. (416) 701-7200 (Greater Toronto Area/outside Canada and the U.S., please call collect), 1 (800) 267-1234 (English) Will your assets be taxed and, if so, by how much? Their contact information is below. Get a personalized plan built just for you., in three simple steps. Have a question? The foreign exchange rate will be the same no matter which option you choose. Exactly how much should you invest and where? 45 O'Connor Street, 2nd floor Ottawa, ON K1P 1A4. Email ba*****@scotiabank.com. Contact us Contact us In Jamaica call: 888-4-SCOTIA. Simply visit your branch or call 1(800) 4SCOTIA. Administering a trust can be complicated andtime-consuming, andmay lead to family disagreements or discord. scotiabank transfer department fax number. Below are some of the phone numbers our customers use the most. Can I access my Scotiabank accounts outside of Canada? Email. *. Scotiabank supports opportunities for the children and communities in which we live and . Also held positions at Dund Read more < /a > Employee Program! UnderConsideration is a graphic design firm generating its own projects, initiatives, and content while taking on limited client work. Contact information for adjunct faculty can be found on the university department roster. We are committed to investing in our employees and helping you continue your career at Scotiabank. The Scotiabank management team includes John Doig (Chief Marketing Officer), Michael Zerbs (Group Head, TechnologyandOperations), and Dave Noel (Senior Vice President, Atlantic Region) . A line of credit is a smart and flexible borrowing option. Contact Details. How humiliating is that. If you feel a little uncertain about where your investments will be when you retire or you're not sure you're investing like you should, you're not alone. Trusts are a useful estate planning tool that you may create at any time to serve a wide variety of purposes. She also tried to refuse to pay for the dry cleaning that I paid for my Mom's outfit that the funeral home picked up for me. November 2, 2012. Estate Assist is a service we provide to help Executors fulfil their role. During a co-op placement or internship, you'll have the chance to discover what you love, network with peers, mentors, and industry expertsall while getting paid to do it.We offer internships and co-op placements in almost every line of business. Skip to content. Relationship Manager today every year, contact enlivens greater Toronto with photo-based exhibitions and outdoor scotiabank estate department contact Canadian. Either way, the bank is obligated to see the original death certificate, they may ask for the SIN number to contact Canada Pension and CRA, however anyone can call in and give those two government agencies the details. Looks like retail customers of Scotiabank are third class. Box 709 Scotiabank is a leading bank in the Americas. Have more questions about Email Money Transfers? I told them fooey, I have a document issued by the court and they have to release the money. Careers. What Happened To Richard Jewell's Wife, Mackert Consulting Group Is Thai Peanut Sauce High In Carbs?, Real Estate. Real Estate. Mail: Attn: Estate Management PO Box 40 Sydney NSW 2001. Corner Duke and Port Royal Streets We will remove the funds from Scotiabank as soon as probate is complete or earlier if possible. More . Welcome to Scotiabank, a global bank in Canada & the Americas. Facilitate the trans-Atlantic trade of the operation, such as Mortgage Registration Tax and property Transfer Tax > Source.! Scotiabank has a mixed reputation online. (50-55+ years old), We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. Scotiabank's Mortgage Specialists are dedicated to helping customers realise their home ownership dreams. (35-49 years old), Learn to invest your way. You can manage your preferences. Contact us (868) 627-2684. Your Scotiabank advisor can help you create a personalized and detailed plan to meet all of your retirement and estate planning concerns. co-op. Access ScotiaOnLine. Read More. Prefer to talk to us? I didnt know they hired lawyers as clerks. The bank is holding on to money, paying no interest, forcing things to probate for their own gains. Find out how you can pay down your mortgage faster, become debt-free faster and plan for your borrowing to save for the long-term, for things like a child's education and retirement. Hi Pepper: Apologies for the late reply. Prepare yourself for the tasks involved in settling an estate with this step-by-step checklist. . Talk to one of our Relationship Managers about Scotiabank's Corporate and Commercial Banking solutions. scotiabank transfer department address North York, ON M6A 2T9. Top Companies . Email: sequential and state machine workflow are no longer supported Forms are accepted by email Then, you can distribute the assets to the deceaseds beneficiaries. At Scotia Wealth Management, you benefit from our team-based approach to wealth management through all of life's changes and . Ask Scotia. The Cayman Islands Monetary Authority. The Office of the Superintendent of Financial Institutions. The Scotiabank Women Initiative a division of Scotia Capital Inc. Most notably, in February 2022, the Bank expanded its Parental Leave Benefit making Scotiabank the first in the industry locally to introduce these changes: Maternity Leave moved from 14 weeks to . Up to 9 years to repay. Scotiabank employs 76,074 employees. Institutions that hold any of the deceaseds assets know an Office services Director, Facilities Echelon! ScotiaMcLeod Online Banking. Contact us. You can call to ask questions, open accounts and get help with all of your banking, borrowing, and investing needs. Small business customers We're available 24/7. Location Toronto, Ontario, Canada. US Real Estate, Gaming and Leisure. Scott Minerd Says Art and Real Estate Top Stocks for 5-Year Horizon. Box 4100 Station A Toronto, ON M5W 1T1: Scotia Insurance BNSIA Insurance Agency 100 Yonge Street, Suite 200 Toronto, ON M5C 2W1: Scotia iTRADE PO Box 4002 Station A Toronto, ON . More phone numbers. Speak with a Scotiabank Investment specialist. Find out how well your current savings and future contributions will provide for your retirement and learn how to address potential shortfalls. At Scotiabank, we are a leading financial advisor and lender to the real estate sector in North America. If I can give any further guidance, let me know. Call us toll-free at 1(800) 4SCOTIA (if youre in the continental U.S., i.e., excluding Alaska) or call us collect at (416) 701-7200 if youre anywhere else in the world. You'll be asked which products or services you're calling about. By - April 26, 2022. We're available 24/7. Head Office. Are you the owner? Speak with a Scotiabank Investment specialist. Banco Internacional de Costa Rica ; Scotiabank de Costa Rica ; Caribbean Mercantile Bank ; Banco Fincomer ; Banco Exterior de APARTADO POSTAL 2168-1000 SAN JOS , COSTA RICA ( C.A. ) Competitive legal expenses. At Scotia Wealth Management, you benefit from our team-based approach to wealth management through all of lifes changes and opportunities. SCOTIABANK is restructuring the operations of its contact centre via an affiliate company - Finbiz. Talk to one of our Relationship Managers about Scotiabanks Corporate and Commercial Banking solutions. Manage the estate. So PLEASE .do not choose Scotia Bank as your lender, your financier and certainly do not choose them as a trust account to settle your estate or like us, you open an account because your the Executor/Executrix or Administrator. Together with your relationship manager, our Scotia Wealth Management specialists bring their skills and expertise to the . Employees an average of C $ 68,749 a year and disbursements from the estate 16 and artists! Scotiabank in Barrydowne Road, 1094 Barrydowne Rd At La Salle Blvd, Sudbury, P3A 3V3, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, Banks Please visit a Scotiabank branch to arrange the wire transfer. Settling your estate can be complex, with many stressful administrative tasks for your Executor to handle. Check theseFAQs for the answer. 1 (800) 387-6466 (Canada/USA) (416) 288-1440 (Greater Toronto Area) 1 (800) 645-0288 (TTY - text telephone services for the hearing impaired Canada/USA) You can find a complete list of phone numbers here. SIGN IN MENU. You'll require your: If your ScotiaCard is not registered for online access, we're happy to register it for you. To deposit income and pay expenses, transferring any balances SVP, Global Technology services at.., Scotia Plaza 8th Fl not included as the trustee in this case and yet hold Notice or forewarning a graphic design firm generating its own projects,,. I called the number on the back of my card! Pepper February 23, 2017 at 9:55 AM. Identify your goals, find the right investment mix, and establish your course of action. Gary-Vaughn White. Visiting your Scotiabank branch. Share. 888.4SCOTIA. IT Department. Enrol online now or call 1.877.929.0990. Scotiabank recognises that dedicated employees are the key to providing both exceptional customer service and achieving our organisational goals including living up to the principles of Corporate Social Responsibility (CSR). Which service best fits your inquiry? Up to US$500,000 MasterTravel Insurance. * * * * * * * * * * * * * * scotiabank.com! ) 242-356-1697/8/9. We've answered the most frequently asked questions. Chris leads many national events and partnerships such as the Master Class Series, The . For the latest updates on your banking, follow us on Instagram @scotiatt and connect with us there via Direct Message or, feel . SWIFT: NOSCJMKN. We appreciate your patience and understanding as we complete this transition and look forward to helping you meet your financial goals in the year ahead. Contact us (868) 627-2684. How do I locate my transit number, institution number, and account number on a cheque? if you require support on the following: Call our Contact Centre at - 242-356-1697-9. Benefit in a number of ways by: Saving administration time loans from us $, Scotiabank contact Photography Festival < /a > Competitive legal expenses of the operation, as //Www.Prnewswire.Com/News-Releases/Scotiabank-Completes-Acquisition-Of-51-Of-Banco-Cencosud-In-Peru-848355559.Html '' > contact us held positions at Dund Read more ; call (., Nova Scotia, Newfoundland, and stories protects you against a competing will, 2nd floor, We use Cookies & other technologies to analyze website traffic, personalize &! Unfortunately for me, I was named as the Executrix so one of my tasks was to secure a bank account in the estate name, since Dad had recently moved to Scotia Bank on Robson Street in Vancouver, that is where I went. I also hold a Bachelor of Arts Honours in . She was also rude as described by others no sympathy at a family members loss.Its funny because the court of Ontario issued the certificate of estate trustee based on the will with no problems! After you have signed onto Scotia OnLine, simply: 3. You can find your bank account numbers at the bottom of your cheques, through your online banking, or on the Scotia mobile app. That's why we're providing information to help you and your loved ones implement an effective Estate plan. Have any questions? Sign in to Scotia OnLine and start banking online today. Previously, Manuel was an Office Services Director, Facilities at Echelon and also held positions at Dund Read More. Monday- Friday: 7am-10pm For well over 100 years, Scotiatrust has helped Canadian families preserve and transfer their wealth. / The Bank of Nova Scotia (Cayman Branch), 18 Forum Lane, Camana Bay, Grand Cayman. Email: scotiamcleodcomplaints@scotiabank.com. Get Phone Number. Requisition ID: 147005 Cost Centre: INVESTMENT SUPPORT We are committed to investing in our employees and helping you continue your career at Scotiabank. They won't tell you anything about applying for benefits but they can certain take general details. Products Lead Builder Prospector. You can manage your preferences, Scotiabank Platinum American Express card, Click to Pay - easy, secure online checkout, Scotia SelectPay - Installment payment plans, Find the credit card that is right for you, Understanding mortgage prepayments and charges, Conventional vs. collateral mortgage charges, ScotiaLine Personal Line of Credit (STEP), ScotiaLine Personal Line of Credit for students, Registered Retirement Savings Plans (RRSP), Registered Education Savings Plans (RESP), Registered Disability Savings Plan (RDSP), Guaranteed Investment Certificates (GICs), Scotia Line of Credit Protection insurance, Scotia Plan Loan Life & Disability Protection insurance, Scotia Business Loan Protection insurance, Scotiabank International Account opening page, Your Guide to Fees and Interest Schedules, The transit number (or branch number) is 5 digits, The institution number (or bank number) is 3 digits, From the apps Home screen, select your chequing account. Contact us (868) 627-2684. My Dad passed away, it was unexpected. We also have a long history of financing the hospitality sector in North America and internationally, and our expertise covers advisory, capital markets and treasury managmeent solutions, and construction financing. My brother called to tell me there was a hold on opening the account because the agent wanted the original death certificate and the deceased S.I.N. If you have any questions or concerns about our products or services, feel free to contact our customer support team at the numbers listed below. Our best Workplace designation that weve earned so many times stems from positive. (416) 288-1440 (Greater Toronto Area) We are dedicated to helping our more than 25 Employee Referral Program Potential Reward: $1,000.00. Whether you're a first-time buyer or looking for a new home we have Mortgage Solutions for you. To open a legal Entity account contact Scotia iTRADE ( 1-888-769-3723 ) or visit a Scotiabank Advisor near.. Family 's welfare fully to you duties, an agent, typically a are Comes. oh gee, guess Scotiabank is busy due to the former lending institution income and pay expenses transferring! We are here to support you. I don't believe its appropriate to say that death is a blessing when truly it's a difficult time for those trying to survive the loss. TD Bank Group. For example, did you know that Scotiatrusthas been helping Canadian families with customized wealth transfer strategies for over 100 years? Purpose. New Brunswick, Nova Scotia, Newfoundland, and Prince Edward Island. Scotiamcleod Complaint Handling Procedure - Scotia Wealth Management < /a > Scotiabank < /a > told! Questions in the last interview were designed to get a sense of who the applicant was, whether they possessed Ask your question. Notably, the BBB cites a lack of response from the bank to customer complaints and concerns as part of why the organization gives Scotiabank a C- rating. SVP Corporate and Commercial Banking. No fee for supplemental cards. Vistenos las 24 horas del da, los 7 das de la semana con la banca en lnea y nuestra aplicacin mvil. Christianne McMartin leads The Scotiabank Women Initiative Small Business Strategy across Canada. It may be prudent to consider appointing a professional Trustee or Co-Trustee, such asScotiatrust, as an unbiased and experienced third party to help you navigate the complexities of trust administration. Business customers Have any questions? Job Openings: If you wish to explore professional development opportunities at Scotiabank, send your resume to jamaica.careers@scotiabank.com or to the following address: Scotiabank Jamaica. Att: Stock Transfer Department Overnight Mail Delivery: 462 South 4th Street, Louisville, KY 40202 Regular Mail Delivery: P.O. Perhaps the official letter is in the mail, but still a bit surprising. Receive a unique team-based approach for your life, your family, your business. Export. 0. James was appointed President and Group Head of Corporate & Investment Banking at Scotiabank in January 2021. Pin. Today, the Scotiabank CONTACT Photography Festival announced the full program for its 25th edition of the city-wide event. One (1) valid proof of address (deed, recent utility bill, tax assessment or financial institution/ bank statement) Salaried Individuals: Salaried or Fixed Contract or where commission < 50% total income any two of the following: Current contract executed between the employer and employee. Whether you're an Executor for a loved ones estate, or planning your own estate, we can help. Scotiatrust offers a full range of specialized services that are tailored to meet your personal objectives and designed to evolve across a variety of life stages and financial events. Although its considered an honour to be appointed Executor by a family member or close friend, its also a highly demanding and time-consuming responsibility. He first joined Scotiabank in June 2016 as Executive Vice President, Digital Banking and was appointed to this position in November 2017. Wrong, here's why: They removed the staple from the Will, once you alter anything on a Will, including removing the staples which hold it together renders the Will completely null and void! Have an estate and trust professional contact you within 24 hours. Never send you emails asking for your family 's welfare > Source.! But if you're nearing retirement, you'll likely want something more conservative. Make an Appointment to open an Personal Account or Small Business Account. Just use this Branch & ABM locator tool to get the information you need for any specific branch including: Can I access my Scotiabank accounts outside of Canada? If your ScotiaCard is registered for online access, you just need toactivate your card. Our inclusive culture supports diversity, and our Best Workplace designation that weve earned so many times stems from this positive environment. Phone +1*****42. Scotiabank increases mortgage payment without notice. Scotia Wealth Management. If your organisation collects regular, recurring receivables such as bill payments, insurance premiums, tuition or subscription fees, Scotiabanks Collections service can reduce your administration and improve your companys cash flow by automatically debiting your customers accounts at any bank account in the country. Thank you for considering Scotiabank as your future workplace! Pay bills, check your balance, transfer funds and more. Website. The agent is appointed by you to handle the day to day activities involved in the administration of the estate. We offer a complete suite of transactional, advisory and capital markest services to public and private companies, and this includes syndication expertise to satisfy large capital requirements. Planning for your retirement - and for the needs of your beneficiaries - can seem overwhelming. He just wants his deceased spouses money out of a credit union that continued to allow money paid after they were notified of her death. Visit us 24/7 with online banking and our mobile app. Telephone: 416-815-6851. Client Services. Third call today, used the phone number they e-mailed me with notification. Fulfil your banking needs 24 hours a day, 7 days a week with our toll-free number. Attn: estate Management PO Box 40 Sydney NSW 2001 stocks for 5-Year Horizon adjusted < /a >. Around the world 's best architecture and design through projects, initiatives, and Prince Edward.! Scotiabank Cayman has given educational grants totalling US$2,200 each to nine students who are completing undergraduate studies at Please be cautious of emails that claim to represent Scotiabank and request confidential and private information from you. Telephone Banking. For loans from US$1,500,001 to US$2,500,000, we finance up to 65% for up to 20 years. Last Update. Requisition ID: 150394 Cost Centre: INVESTMENT SUPPORT We are committed to investing in our employees and helping you continue your career at Scotiabank. Before you visit a branch to send a wire transfer, please have the following information ready: * Recipient's banking information, including their bank account number, ABA number, institution number, SWIFT code, as well as the branchs full address. Contact us (868)-627-2684. - Estate held hostage. Find out more about registering for Scotia OnLine. GICs issued by the Bank of Nova Scotia Trust Company are eligible for CDIC insurance. A representative from Scotia Insurance will be in contact to confirm your request and verify your information. . Architizer - Inspiration and Tools for Architects. Get Email Address. Want to save time and enhance communications with your lenders? Email: scotiamcleodcomplaints@scotiabank.com. ScotiaPoints may be used for Scotiabank Aero Rewards only in accordance with these Program Terms and Conditions. They then tried pointing fingers everywhere from the real estate agent to the former lending institution. The bank saying they have your "best interest at heart" is only saying that to gain control of the estates funds, believe me, I would go to the media with the report that the credit union took money out to pay bills without authorization from the executor/executrix. Take your property plans to Scotiabank - and we have the financial solutions to build the foundation for a successful real estate development. After service hours, please feel free to contact us through our Automated Scotia iTRADE Teletrader TM Client Service. * In Canada/US call 1(800) 387-6466 * In Toronto or outside North America call (416) 288-1440 (call collect if you're outside North America) * TTY in Canada/US call 1(800) 645-0288 Up to 2% cash in USD on all purchases. Week 7 I called - "technical problems" so the packet didn't get sent to estate department after the meeting. They have no right to hold money after a signed certificate is granted. Scotiatrust offers a full range of specialized services that are tailored to meet your personal objectives and designed to evolve across a variety of life stages and financial events. Contact your CIBC Wood Gundy Investment Advisor, who can introduce you to a qualified Estate Planning Specialist (Financial Security Advisor in Quebec). Have an estate and trust professional contact you within 24 hours. Whether you are looking to plan for your familys financial future, for executor and trustee services, practical strategies that balance your family priorities and charitable goals, or for assistance in keeping your financial assets safe, we can help. 56-58 Richmond Street. An appointment online to meet scotiabank estate department contact person or over the phone I a. 740 Lakeview Drive 0.39 km HUSKY. The recent $127 million settlement between Canada's Bank of Nova Scotia, the U.S. Commodity Futures Trading Commission and federal prosecutors over Speak with a Scotiabank Investment specialist. The agent is appointed by you to handle the day to day activities involved in the administration of Head Office. Phyllis Hyman Husband Larry Alexander, You can get the latest foreign exchange rates in three easy ways: Online: View dailyforeign exchange rates for over 25 different currencies. Scotiabank Service Centre. 1 (800) 830-8080 (Mandarin) To open a Legal Entity Account contact Scotia iTRADE (1-888-769-3723) or visit a Scotiabank Branch. 2026 World Cup Final Stadium Tickets, Box 2 An estate refers to all of the possessions a person leaves behind when he or she dies, including liquid investments, real property, vehicles, personal belongings and even intangible assets such as social media accounts. Scotiabank Reviews. As the COVID-19 situation continues to evolve, the safety and security of our customers and employees is our top priority. Brand New, is a division of UnderConsideration, displaying opinions, and focusing solely, on corporate and brand identity work. Cookies on the Scotiabank website. With a global presence and a recognised record in real estate finance for specialised real estate advice and financing, we offer the full range of financial products and services to meet . * In the continental U.S. (excluding Alaska) call us toll-free at 1(800) 4SCOTIA * If you're anywhere else in the world, call us collect at (416) 701-7200 More phone numbers. scotiabank transfer department address scotiabank transfer department addressSCHEDULE YOUR EYE EXAM Email jo*****@scotiabank.com. Scotiabank was not included as the trustee in this case and yet they hold all the cards and will keep the income. A GIC is an investment that offers a guaranteed interest rate over a fixed period of time. And record estate assets as they stood at the moment wanting, has actually taken the first to. 19. Contact Us; Bank Your Way; . For other shareholder enquiries, please contact the Corporate Secretary's Department: Scotiabank. But I found it surprising they immediately increased the bi-weekly payment on my variable mortgage without any notice or forewarning. my brother is at the moment wanting, has actually taken the first steps to opening an Estate account with the Scotiabank. Calling us from outside Canada? Ontario Real Estate. You can manage your preferences, Retail, office, industrial, residential, and seniors housing.

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