You understand that, in return for agreement to this provision, Earnin is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. You can update your Profile information by clicking on the settings link after you login. 4.021.319.19.01 extension 553 secretariat@amp.ase.ro; 6 Piata Romana, 1st district, Bucharest, 010374 Romania 2-10 Caderea Bastiliei Street, District 1, 010374 . If we are unable to locate you, we may be required to deliver any funds in your Tip Yourself Account to the applicable state as unclaimed property. There is a $250 cashback limit per transaction. Activehours reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice, including Pay Outs, Balance Shield, Medical Bill Review and Earnin Cash Back Rewards. Boost for Boost. Activehours offers Health Aid (formerly known as MediPal) to allow you to submit your medical bills (including, medical, dental and vision) to Activehourss medical billing negotiators to negotiate lower payment options with your medical providers. To establish the existence and condition of your Bank Account; To establish you are over the age of 18 and a resident of the United States; To determine your eligibility to use the Services; To enable our third party financial services partners to implement fund transfers; To connect with you if there is a problem related to a transaction you requested or to discuss a problem with your Earnin account; and. You agree to maintain a balance that is sufficient to fund all payments you initiate. You agree to indemnify, defend and hold Earnin, its agents, suppliers, licensees, successors, or assigns, and/or its and their respective officers, directors, employees, contractors and agents (collectively, the "Indemnified Parties") harmless from and against any and all damages, liability, claims, actions, demands and costs (including, without limitation, reasonable attorneys fees and costs of settlement) arising out of any breach by you of these UGC Terms of Use. There is a $250 cashback limit per transaction. The repayment tenure is maximized as users repay their advances on time and in full. so it knows you enrolled. you have the full right, power and authority to grant the rights described in these UGC Terms of Use; The Content was created by you or you own or control all rights in such Content, such that you have all necessary licenses, rights, consents and permissions to publish the Content and to grant the rights granted herein, including permission from all person(s) (including property and/or art of third parties) appearing in your Content; The exercise by Earnin of its rights under these UGC Terms of Use will not violate the rights of any third party or any applicable laws, rules or regulations, including, without limitation, consumer protection, privacy, copyright, trademark and trade laws; The Content does not contain any worms, viruses or other code deemed harmful to Earnin and Earnins users; Your statements are true and verifiable and reflect your actual experiences and beliefs. Banking Day- means Monday through Friday, excluding federal banking holidays. You may not receive a statement credit if it is not posted by your card issuer. As used in these Terms of Service, the words Community Member, "you" and "your" refer to you, the user of Earnins website, device, and/or applications, as the party agreeing to these Terms of Service. Activehours does not enter into any binding agreement with third-parties on your behalf or make any payments to any third-parties on your behalf in connection with its Medical Bill Review service. To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Not all Visa, MasterCard, and American Express cards are eligible for registration. Max Boost Earnin will not engage in any debt collection activities if the amount of the Cash Out is not repaid on the scheduled date, place the amount of the Cash Out as a debt with, or sell it to, a third party, or report to a consumer reporting agency concerning the amount of the payout. As used in these Terms of Service, the term "Site" includes all websites, devices, and/or applications we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. We may limit your Tip Yourself Account and your access to funds in it until such verification is completed. If you wish to revoke your authorization, you may do so by contacting support@earnin.com or using live chat with the Earnin team via the mobile app at least three business days before the day the transaction is scheduled and stop using the Site and the Services. Removing your Bank Account may affect your ability to receive the Earnin Services. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you. You will not receive any written confirmation of the establishment of the Sub-Deposit Account or transfer of funds to or from the Sub-Deposit Account; instead, we will maintain records clearly indicating the transfer and beneficial ownership of the Sub-Deposit Account. Throughout this policy, Earnin uses the term Personal Information to mean information that can be associated with you and/or identify you. https://earnin.app.link/oMDqo1kDAwb #earnin #boost #boost4boost. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone. We like putting you in control. These transfers, including the placement transfer, will not appear on your monthly statement. Throughout this Privacy Policy, Earnin uses the term Personally Identifiable Information (PII) to describe information that can be associated with you and/or identify you. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before the next scheduled deposit. Collection of Personally Identifiable Information We are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. If you choose to enable Balance Shield Cash Out to activate automatically and set a voluntary tip every time, Balance Shield Cash Out will stay on indefinitely until you turn it off. If youve already reached your Daily Max or Pay Period Max we may decline to send you a payout under Balance Shield. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Just follow these steps. Not all medical bills are eligible for Medical Bill Review. More information about how we use this third party information can be found in Section C: Information from Third Parties. After much review and a ton of feedback, Boost for Boost is no longer allowed within the community. Earnin may share information about or from you with these third-party service providers so that they can perform the requested services or complete your requests. If you provide us with your debit card information, you should be able to receive your Cash Out in minutes. Opting out in this manner will not end transmission of service-related Messages. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You also acknowledge and understand that, with respect to any dispute with Earnin, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: If any portion of these Terms of Service is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, these Terms of Service as a whole will not be deemed unlawful, void or unenforceable, but only that portion of these Terms of Service that is unlawful, void or unenforceable will be stricken from these Terms of Service. Unfortunately, not all medical bills are eligible for Health Aid. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. Note, that a Balance Shield Cash Out is subject to your available earned wages, your Daily Max and Pay Period Max requirements. When you use the Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personally Identifiable Information with the Requestor or Grantor: When using Max Boost, Earnin will collect and share messages and community participation such as: When you Pay It Forward, Earnin may use the Personally Identifiable Information we collect for other purposes such as: For Tip Yourself (Tip Yourself Service), we may use the Personally Identifiable Information Earnin collects for additional purposes such as: Some Personally Identifiable Information is public information (including your first name and the first initial of your last name, profile photo, and public tip reasons you decide to share), and may be seen by anyone accessing the Tip Yourself Service on the App, by any Tip Yourself logged in user. TERMINATING YOUR EARNIN ACCOUNT. Earnin, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. Service Specific Collection of Information: Palo Alto, California USA 94306. We like putting you in control. Welcome to Earnin! Earnin is headquartered in Palo Alto, California and our Services are provided to you by ActiveHours, Inc. You also acknowledge and understand that, with respect to any dispute with Activehours, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: You agree that if Activehours does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which Activehours has the benefit of under any applicable law), this will not be taken to be a formal waiver of Activehours's rights and that those rights or remedies will still be available to Activehours. Evolve Bank & Trust. If you are unsure or have questions please contact us by emailing support@earnin.com or using live chat with the Earnin team via the mobile app. You hereby authorize and permit Activehours to use and store information submitted by you to the Service (such as account passwords and usernames) to accomplish the foregoing and to configure the Service so that it is compatible with the third party sites for which you submit your information. https://earnin. Examples of such information that may be shared include: the number of registered users who work with the employer, the number of weekly Cash Outs, total number of Cash Outs, average total amounts Cashed Out. It may be possible to disable some cookies through your device or browser setting. Before using the Services, you should consider obtaining additional information and advice from a financial adviser. The words "we", "us", "our" and any other variation thereof refer to Earnin. We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. There are no required fees to obtain a Cash Out, Max Boost, set alerts for a Balance Shield or set a manual Balance Shield Cash Out, use Health Aid, enroll in Earnin Cash Back Rewards and/or enroll Tip Yourself. any other communication related to the Sites or Services. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF THIS SECTIONS AND THE PREVIOUS SECTION MAY NOT APPLY TO YOU. We will not place funds with more than one Insured Depository Institution. link/ZPxZyNSp3mb. It is important to know the amount of available funds in your Tip Yourself Account before instructing us to transfer funds from your Tip Yourself Account to your Bank Account. We are not responsible for any overdraft fees, over-the-limit fees, or insufficient fund charges (including finance charges, late fees, or similar charges), or any other third-party fees that result from your failure to maintain a balance or available credit in your Bank Account that is sufficient to fund all payments you initiate. Can anyone in the Earnin Community help me boost my Max? You understand that, in return for agreement to this provision, Activehours is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. our mobile application (herein Application or App); (the Website and App are collectively referred to as (Earnin Site) and Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). Does Earnin track your device location while you are not using the app? In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. By using Medical Bill Review, you also agree to waive any rights you may have to prevent Activehours from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. link/ZPxZyNSp3mb. Information We Share For purposes of these Terms of Service and solely to provide the Account Information to you as part of the Service, you grant Activehours a limited power of attorney, and appoint Activehours as your attorney-in-fact and agent, to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. Balance Shield alerts can stay on indefinitely until you turn them off. Any dispute with Earnin or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case we may seek such relief in any court with jurisdiction over the parties. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. If youd like to receive your Cash Out from Earnin into your Bank Account more quickly, you might consider using Lightning Speed. If you provide us a debit card, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. Earnin may use this information to let you know about certain products, features, campaigns, or advocacy efforts we think you may be interested in. General Information We will have no legal or contractual claim or remedy against you based on your failure to repay any Cash Out, Max Boost or Balance Shield Cash Out you take, however, if we are unable to access funds from your bank account to complete a payment that you authorized Earnin to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Earnin. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. IN THE EVENT THAT ANY PROVISION OF THIS AGREEMENT IS HELD BY A COURT OF COMPETENT JURISDICTION TO BE INVALID, UNENFORCEABLE OR VIOLATIVE OF ANY APPLICABLE LAW, IT SHALL BE DEEMED NULL AND VOID TO THE EXTENT THEREOF WITHOUT AFFECTING THE BALANCE OF THIS CUSTODIAL ACCOUNT AUTHORIZATION AGREEMENT. Does Earnin send you push notifications with the option to opt out? Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. We will have no legal or contractual claim or remedy against you based on your failure to repay any Cash Out, Max Boost or Balance Shield Cash Out you take, however, if we are unable to access funds from your bank account to complete a payment that you authorized Earnin to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Earnin. This assignment applies only to interest earned on the funds held in your Tip Yourself Account, and nothing in these Terms of Service grants us any rights to the principal of the funds held in your Tip Yourself Account. Deposit accounts and banking services are provided by Evolve Bank & Trust, member FDIC. Once you upload a medical bill, we will review and notify you if the medical bill is ineligible. What information will Earnin ask for when I make a request? Evolve Bank & Trust. As part of Earnins Cash Out Services, you may be offered the opportunity to participate in Max Boost. The policy may be updated from time to time at our discretion. A "Qualified Purchase" is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. In other words, the depositing of your funds into the Sub-Deposit Account will not otherwise increase your FDIC deposit insurance coverage. Failed or rejected debits may be reinitiated at any time up to 180 days after the first debit. We do not sell your Personal Information. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. Standard message and data rates may apply to all SMS messages (including text messages). Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the federal court in San Francisco, California, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. Please note that we are not a financial adviser, and the Tip Yourself services are not intended to provide financial advice. These login access credentials allow the third parties we work with to gain online access to the accounts you maintain with third party financial institution and that you choose to designate for use in connection with Earnin Services (Bank Account). We may limit the amount we send you for Balance Shield at any given time or over a period of time. SPECIFIC RIGHTS you will reimburse Activehours for any fees we incur in attempting to debit the amount of the failed transaction from you. Click PLACE NOW to place immediately, or put the device in the QUICK BAR to place later. You agree to maintain a balance that is sufficient to fund all payments that you initiate. 200 Portage Ave. You may submit your Content so long as you wholly own the Content and none of the materials are illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights or otherwise injurious to third parties or objectionable. Activehours also allows you to access earned wages prior to payday in order to help you minimize overdrafts by automatically sending you a payout between $.01 and $100 every time we see that your bank account balance has fallen below $100 (Balance Shield). Making a Boost request will increase your pay period Max beyond your net pay on payday. This Privacy Policy does not apply to third party products or services and/or companies Earnin does not own or control. to provide and deliver the Tip Yourself Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; and. As used in these Terms of Service, the term "Site" includes all websites, devices, and/or applications we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. If you have already enrolled a payment card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Earnin Cash Back Rewards and the other Empyr, Inc.-operated program. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Earnins sole discretion. We are under no obligation to place your funds with an Insured Depository Institution. You are responsible for monitoring your Daily Max and Pay Period Max to ensure that the Cash Out application of Balance Shield is available to you. Your Sub-Deposit Account will also have a daily maximum transfer limit of five hundred dollars ($500). Health Aid: When you use Health Aid (formerly known as MediPal), we will ask you to provide your date of birth, mailing address, and the medical bill you would like to submit for the Health Aid Service. Earnin may use your Personally Identifiable Information to verify your identity, comply with and support our bank partners compliance with applicable laws, including Anti-Money Laundering (AML) and sanctions screening rules, prevent, detect and investigate fraud, hacking, infringement or other suspected or actual misconduct, crime, or violation of an agreement involving the Services. These third-party services are governed by the third partys privacy policy. Activehours does not assume any responsibility for the timeliness, accuracy, deletion, non-delivery, or failure to store Account Information. D. information collected when you use specific Earnin services. With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members for Personally Identifiable Information not otherwise excluded by the terms of CCPA or any associated regulations or guidance. Balance Shield also incorporates Cash Out, by automatically setting a cash out of up to $100 when your Bank Account balance has fallen below $100. Activehours will not engage in any debt collection activities if the payout is not repaid on the scheduled date, place the payout as a debt with or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF TENNESSEE APPLICABLE TO CONTRACTS MADE AND TO BE PERFORMED IN THE STATE OF TENNESSEE. For more information, please see our download download. https:// earnin.app. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personal Information only for those employees who require it to fulfill their job responsibilities. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Earnins sole discretion. Unfortunately, not all medical bills are eligible for Health Aid. You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-1$100, but are under no obligation to do so. Please review it occasionally. , Removing your Bank Account may affect your ability to receive the Earnin Services. Make sure everyone feels safe. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. We may place funds to enhance our business objectives and for balance sheet management without any benefit to you, including increased FDIC deposit insurance coverage. Notwithstanding the above, the Licensed Parties will have no obligation to make any use of any of the rights granted by you. If you can please help me out, message me and alll I need is a phone number to request. Max Boost. UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, Activehours'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). Earnin may post a notice on the Earnin Site if a security breach occurs. 260 Sheridan Avenue The purpose of this Privacy Policy is for you to understand how we collect and use your information, your privacy rights, and what information Earnin is required to keep. Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. All funds associated with your deposit account are held by Evolve Bank & Trust. Advocacy You may review updates to our Terms of Service and Privacy Policy at any time via links on www.earnin.com. As used in these Terms of Service, the term "Site" includes all websites and all devices or applications that we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. These factors may be changed at any time, at our sole discretion. For example, we may use your information to pre-fill form fields on the Sites for your convenience. In addition, we will send you an in-app notification or email informing you of any material changes in the Terms of Service prior to posting those changes. How We Use The Information We Collect All Communications in either electronic or paper format will be considered to be "in writing." Earnin does not sell your Personally Identifiable Information. Identification of the Content that has been removed or to which access has been disabled and the location at which the Content appeared before it was removed or disabled; A statement that you have a good faith belief that the Content was removed or disabled as a result of mistake or a misidentification of the Content; and. A Qualified Purchase is a purchase from a participating merchant using your debit or credit card in accordance with the terms of the Offer and these Terms of Service. Activehours authorization to initiate debit and credit entries to your bank account will remain in full force and effect until you revoke your authorization. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason.
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